MMNA Calculator

Calculate Your Client's MMNA
Monthly Maintenance Needs Allowance

Complete the fields below to calculate the Monthly Maintenance Needs Allowance (MMNA) for your case and determine the applicable income shift for your client.

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RESULTS

Calculated MMNA:
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Applicable Income Shift:
$—
By submitting information on this fillable form and utilizing our calculator tool, you indicate your understanding and agree that this is for illustration and education purposes only. Users of this calculator tool also agree to our Privacy Policy and Terms and Conditions. This tool is not intended to replace the final calculations for a Medicaid Compliant Annuity plan and its use for that purpose is not recommended.

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Learn more about the MMNA with these FAQs.

The Monthly Maintenance Needs Allowance (MMNA) is the amount of monthly income to which a community spouse is entitled. If the community spouse's income is less than their MMNA, they are entitled to an income shift from the institutionalized spouse.

Some states impose a standard MMNA, where the community spouse is entitled to a standard amount. Other states have a minimum and maximum MMNA, where the community spouse's monthly allowance varies depending on their shelter expenses, not to fall below the minimum or exceed the maximum.

States that use a standard MMNA include Alabama, Alaska, California, District of Columbia, Georgia, Hawaii, Illinois, Iowa, Louisiana, Mississippi, New York, North Dakota, Oklahoma, South Carolina, Texas, and Wyoming.

States that use a minimum and maximum MMNA include Arizona, Arkansas, Colorado, Connecticut, Delaware, Florida, Idaho, Indiana, Kansas, Kentucky, Maine, Maryland, Massachusetts, Michigan, Minnesota, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Dakota, Tennessee, Utah, Vermont, Virginia, Washington, West Virginia, and Wisconsin.

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